Personal Budgets:
The NZ Herald states "Pak'nSave is no longer the undisputed home of cheap food."
We tell you to shop around, never impulse buy and we know you know this. Go to PriceMe to check out the latest appliance offering, and where you can purchase it from, check if the freight is free to your area, or if you can shop within the 100 km radius, and what else can you do whilst your already out an about. Write lists, get organised and make a decent outing fun b
We tell you to rationalise each purchase - you know the difference between need and want.
We know, you know; we know: we can all do better. So what! We all treat ourselves.
Why do we allow other people to use our money when it is owed to us? Christchurch currently is dealing with an economical factor of insurance loss. We have a lack of growth in our town whilst we suck it in and see who is going to be made redundant next.
Email me if you want to have action on your claim. Other personal website's that deal with money matters and mortgages:
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Business Budgets:
Marketing Budgets should be allocated seasonally based on 5 years of statistics.
If you do not have any records going back this far, we can input the figures you do have and extrapolate them.
At the same time we must do two more things
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1 |
Business Health Check |
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2 |
Profit Analysis |
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3 |
International Market Trends per your industry
- Contact me for help
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Most common mistake? Don't forget to add in fuel costs
An item will cost various amounts to get it sold.
Overhead's such as wintre warmth, coffee and staff
security should all be taken into consideration!
If you have staff do they collect their work cars from work or drive them home and use them in the weekends, during wintre how long do they have them in idle whilst the frost burns off the windscreen before they care to leave the house? Ouch ten minutes? More?
An average advertising spend for the Fast Moving Consumer Goods Market (“FMCG”)
is around 8-10% of sales. That isan average SME in New Zealand.
If you wish to know about the offshore money trends:
Pharmaceutical companies spend around 20%.
Things that will go wrong - if you use a percentage and your sales
decline - you will advertise less and earn less.
If you need to attribute specific areas of your business - for instance
new products you will need to map out your results in a structured
and orderly manor.
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Numbers of enquiries received must quote a restricted "special" code Increase the use of a particular phone number
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Number of viewers, listeners or readers reached by the campaign
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Account code each campaign - I don't really care if you have 80
campaigns each year - we can chart your growth if your books
reflect your interest!
--The IT budget as a percentage of sales averaged 3.5%
Hardware / Servers / Storage / Software, Networking / Security / Staff / Out Sourcing. http://www.researchandmarkets.com/reports/c30970
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